There clearly was another reasons why your debt might be– that is unenforceable the creditors cannot produce the CCA agreement when it comes to financial obligation.

There clearly was another reasons why your debt might be– that is unenforceable the creditors cannot produce the CCA agreement when it comes to financial obligation. I’d a numerous loans with moneyshop last year. My final repayment was 2012 using them chasing for re payment onwards. In 2013 there records show i made some repayments using a business collection agencies company equidebt so they really took the account back then my re payments ceased again end of 2012. They used a standard (precise date uknown i’ve expected with this info yet to gotten to but thet verify has arrived off credit report as passed away 6 years since used this). In 2016 i recommended on phone I became liaising with action change and will also be in contact which i didnt. 2017 telephone call made by me personally to the business attempting to raise a problem under affordability remit they declined. No contact made out of me personally by the business after this between 2017 and 2019 financial obligation and default taken from my credit report as time passed. Then 2020 passed debt to CRS legal threatning me with legal action april. i’ve tried to challenge this over email, june 20 perhaps not acknowledging financial obligation but acknowledging previous loans asking for affordability claim to be viewed once again and requesting details of said financial obligation they state i owe. They will have refused my claim. Is this financial obligation statute banned? Ive worked very difficult to fulfill all my olds debts, with defaults. im worried off they are attempting to apply again about them applying a ccj when its already been on my file and when dropped? 2017 call made by us to the organization attempting to raise a problem under affordability remit they declined. They declined regarding the phone? did you have communication by e-mail using them about that? […]